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Life Insurance has unique combination of concept and product. Insurance per se has long been a concept but now it has become an inevitable product  as house hold needs, the transformation has become evident in Metro, Tier I and Tier II cities. The Tier III and Rural Market still being laggards. The responsibility of changing mind sets with the people lies not only with Insurance Companies, it is also the duty of Regulator/ government to push the insurnace concept via media to the masses. In India and elsewhere the Life Insurance products are still being sold to the customer thus making selling cost huge and chances of mis-selling being high. Hence, the Regulator and the Govt should make their earnest approach in creating awareness for the need of insurance products rather than each companies selling their product with misleading assurances(at large at the ground level). The Regulator should take proactive approach towards creating the awareness among the rural populace. The Con...

Insurance Marketing in India remains a sellers arena each competing the other with various combination of products. However, the awareness level and need based selling remains an elusive dream for many. The onus is on insurance education remains with Insurance Companies, Regulator and Academic Frame work from the degree level. The larger participation of Individual can only be created with higher disposable income and assured returns on insurance products. The innovative product mix of sharing cost of insurance by the employer and return of premium with appreciation would be more attractive product than the conventional or Ulip based products. The transfer of cost of insurance to employer in Employer-Employee Scheme would thus have a meaningful binding of employee with employer and for the employer can vouch for his Insurable Interest on his employee. The employer can compute the expenses under section 30 to 36 and those of u/s 37(1) as per section 17(2)(V). The whole of insurance...

Here is a simple step-by-step guide on how to become an LIC agent Eligibility: 12th standard pass Age 18 and above Process: Contact me PRASATH VR, Development Officer, Hope College Satellite Office, Handphone:9944081942. The Branch Manager (I/C) will conduct an interview, and if found suitable, you will be sent to training at Divisional/Agency Training Centre. You may also opt for Online training module The training is for 50 hours and covers all aspects of Life Insurance Business. After successful completion of training you will have sit for Pre-Licencing examination conducted by the Insurance Regulatory and Development Authority (IRDA).After successful completion of the examination you will awarded a Licence by the IRDA to work as an insurance agent. You will be appointed as an agent by the Branch Office and you will be a part of my team. As Development Officer I will impart you field training and other valuable inputs which will help you in the marke...